This may be old news.
ATM Consumer Protection
From Jones Day:
The EFTA requires ATM operators to provide notice of any fees charged to consumers. An ATM operator that imposes a fee on the consumer must, at the time the service is provided, tell the consumer that a fee is imposed and the amount of the fee. 15 U.S.C. § 1693b(3)(A). EFTA also requires ATM operators to provide the fee notice on both the machine and the ATM screen. 15 U.S.C. § 1693b(3)(B). The requirements for the content of the notice differ for the two locations. The “on the machine” notice must “be posted in a prominent and conspicuous location on or at the automated teller machine…” and must state that a fee is charged for use of the ATM. 15 U.S.C. § 1693(3)(B)(i). The “on the screen” notice must notify the consumer that a fee is imposed and state the amount of the fee. 15 U.S.C. § 1693(3)(B)(ii). In addition, the “on the screen” notice must be given after the transaction is initiated but “before the consumer is irrevocably committed to completing the transaction….” Id.
Read more: Read more: http://www.jonesday.com/pubs/pubs_detail.aspx?pubID=S6518#_ftnref1
Enough with the Junk Faxes
The Telephone Consumer Protection Act (TCPA) prohibits businesses from faxing “unsolicited advertisements.” The recipient of a junk fax has a right of action against the sender to: (1) enjoin future violations; and (2) recover actual monetary damages or $500. The TCPA further provides that if a court finds that a defendant wilfully or intentionally violated the TCPA, the recipient may recover treble damages.
The TCPA defines the term “unsolicited advertisement” as any material advertising the commercial availability or quality of any property, goods, or services which is transmitted to any person without that person’s prior express invitation or permission.
Read more: http://www.fcc.gov/cgb/consumerfacts/unwantedfaxes.html
